Pictures on your blog... a coming lawsuit?

I just read this amazing post on copyright pictures that might accidentally post.  Roni Loren talks about in this article here .. believe me it is eye opening.  Of course as usual the comments are sometimes rude so she had to close the comments.  But I was surprised to learn a few things, like

It DOESN'T MATTER...

• if you link back to the source and list the photographer's name
• if the picture is not full-sized (only thumbnail size is okay)
• if you did it innocently
• if your site is non-commercial and you made no money from the use of the photo
• if you didn't claim the photo was yours
• if you've added commentary in addition to having the pic in the post
• if the picture is embedded and not saved on your server
• if you have a disclaimer on your site.
• if you immediately take down a pic if someone sends you a DMCA notice (you do have to take it down, but it doesn't absolve you.)

I copied that from her website so hopefully I gave her full credit.  Again here is the blog post so check it out!